I'm very excited to launch this site today.  My intention is to help as many people as possible improve their financial well being and break out the chains of the "new normal" just as I have.  Why am I doing this you might ask?  Couple of reasons reason really; first and foremost is that it is my way of giving back to those people that helped me pick of the pieces in the wake of my own financial disaster and make sure that no one else has to suffer the same level of pain.

My second motivation is that all of the "financial gurus" out there have been watching from the sidelines and are speaking hypothetically.  They don't have the tire tracks across their back or the scars from daily life that I gotten over the past few years just like the majority of Americans.  I strongly doubt that they've made the choice of going hungry to make sure that their kids get dinner.  Having these experiences though gives me a level of perspective that they will never have and the ability to make my advice far more practical than someone ensconced in a cozy office or TV studio will ever offer.

The third reason for doing this is the one that gets me absolutely fired up.  My mission is to improve the level of financial education in this country.  It's not your fault that no one has ever taught you how to balance a budget or read a credit report.  We may offer calculus and college chemistry in high school but sadly life skills 101 is not in the curriculum.  To make matters even worse, the banks and finance companies know this and use it to their advantage.  That's why they are out there shilling credit cards on college campuses and using a bunch of financial double speak in loan paperwork.  We're going to dispel the myths and give you the tools you need to be successful.